Ethical Investing

Interest-free Investing Solutions

Instead of leaving your money in the bank, you can invest it in Qurtuba, which allows you to have legal and comfortable rewards (Dividends). Revenues come only from the occupancy fees of houses belonging to Qurtuba members.

Ethical and Socially Responsible Investing

Almost all conventional investment solutions aren’t compliant because they are involved with impermissible activities or generate interest as income.

Qurtuba offers low risk Income-Based Investment solution that is in line with Ethical principles of investing. Our solution provides stable returns even in poor economic conditions. Revenues come only from the occupancy fees of houses belonging to Qurtuba.

Investing In Real Estate

One of the main objectives of Qurtuba is to provide investors an opportunity for Ethical returns by investing  in ethical compliant investments. Qurtuba uses the invested amounts to provide other members with houses. Revenues coming from the occupancy fees of houses are distributed among members.


Safe and Low-Risk Investing

Qurtuba only invests in the real estate sector, which is one of the most stable economic sectors. All investments are secured by tangible assets. Also, all our properties are insured by Canadian insurance companies.

Moreover, Qurtuba is the only self-funded organization in North America. Unlike other organizations, our transactions are not funded by any financial institution and therefore we have no debt on our financial statements. Therefore, the economic and financial crises that the world has experienced over the last 30 years have had only marginal effects on Qurtuba.

Performance and Returns

Dividends are awarded on amounts held by investor members. The ratio is variable and the calculation of the dividends is done on the quarterly balance of the shares held throughout the quarter. Dividends are paid semi-annually.

The beginning dates of the quarters as well as the deadlines for being eligible for dividends for each quarter of the year are as shown below:

  • Quarter 1 (Jan.-Mar.): January 1st to March 31st. Deadline to be entitled to dividends: 31st December

  • Quarter 2 (April-June): April 1st to June 30th. Deadline to be entitled to dividends: March 31st

  • Quarter 3 (July-Sept.): July 1st to September 30th. Deadline to be entitled to dividends: June 30th

  • Quarter 4 (Oct.-Dec.): October 1st to December 31st. Deadline to be entitled to dividends: September 30th

What Members Say

Qurtuba is an organisation which is helping people to buy the houses who cannot afford otherwise. We support Qurtuba for its dedicated work.
A. S., Investor
Member Since 2019
Qurtuba is more than a cooperative for us, it is a way for everyone, not just Muslims, to grow their money equally with clean money.
T. C., Investor
Member Since 2016
Qurtuba has been rendering excellent and generous services to the community with clearly laid out rules that are not complex.
J. A., Investor
Member Since 2007

Start Earning an Ethical and Stable Return
3 easy steps

01

Membership

Agree upon Qurtuba terms and open an account by submitting the membership application form, paying the membership fees and acquiring a minimum of 20 shares type B of a fixed value of $100 ($2000).

02

Deposit Money

Invest by acquiring shares, you will get dividend on your investment as long as you are not taking benefit of a housing unit.

03

Get Returns

Get legal and comfortable rewards (Dividends) while helping other members to get access to property.

Start investing

Would you like to know more about Qurtuba?

Subscribe to an information session to get details about the services Qurtuba is offering to its communauty

Information Session